Overdraft

This provides you with working capital which makes the business world go round. We are at the heart of every thriving enterprise.

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At a glance

FREE

Facility renewable annually

FLEXIBLE CREDIT

Manages your short-term cash flow, unexpected expenses

SECURITY

Fully insured by an insurance Company in the Bank’s Panel

Why choose our Overdraft?

We’ve been supporting Kenya businesses for over 5 years, so we know how important it is to build strong relationships.

Lending rates

Competitive lending rates for foreign currency

Linked account

Overdraft limit is marked on your transactional current account

Overdrafts

Interest is only charged on the overdraft facility availed

Relationship manager

Enjoy personalized services through our dedicated team of relationship managers

Currency

Available in Local & Foreign Currency

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Check your eligibility

You must have;

Certified bank account statements for the last 12 months

Latest annual returns filed with the registrar

Audited accounts for the last 2 years

Cash flow projections over the term of the proposed borrowing

Valuation report

List of major customers and suppliers

Approved plan/Bill of quantities(for construction projects)

Tax compliance certificate

Current loan statements for facilities elsewhere if any

Evidence of orders, LPOs, work contracts where applicable

If you are a new CIB Kenya Bank Customer

Leave your details with us and a Relationship Manager will contact you at your convenience.

If you're an existing customer

Leave your details with us and a Relationship Manager will contact you at your convenience.

Handy Links

Forex Rates

Transact with CIB Kenya Limited for the best foreign exchange price value in Kenya.

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Online Banking

To enable your day to day banking, login to our CIB Kenya Limited online banking platform.

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Our Branches

Find your nearest CIB Kenya Limited branch.

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Ann Muthoni Karanu

Ann has over 20 years of cumulative work experience in Human Resource Management spanning across various industries, 15 of which have been in the banking sector. She joined Mayfair CIB Bank in 2015 as part of the start-up team, and to set up the Human Resources function.

Prior to that, she worked with United Bank for Africa (UBA Kenya) where she was the Country Head-Resources, a position she held for close to seven years. Prior to joining UBA, she was the Head of Human Resources Development at Chase Bank Ltd, a position she held for 4 ½ years. She also worked at Haco Tiger Brands as an Assistant Human Resources Manager and at the Teachers Service Commission Secretariat (Head Office) where she was a Senior Human Resources Officer in charge of the Eastern County.

She holds a Master’s Degree in Business Administration from the United States International University (USIU-Africa) and a Bachelor of Commerce Degree in Management from the Catholic University of Eastern Africa. She also holds a Post-Graduate Diploma in Human Resources Management from the College of Human Resources and is a full member of the Institute of Human Resources Management. Ann is currently pursuing her Certified HR Professional (CHRP) qualifications and is a level 3 finalist. She is also pursuing a Doctorate/PHD in Strategy at USIU-Africa.

Overdraft

At a glance

FREE

FLEXIBLE CREDIT

SECURITY

Why choose our Overdraft?

Lending rates

Linked account

Overdrafts

Relationship manager

Currency

Apply now

Check your eligibility

If you are a new CIB Kenya Bank Customer

If you're an existing customer

Handy Links

Forex Rates

Online Banking

Our Branches

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Term Loan

Insurance Premium Financing (IPF)

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contactus@cibke.com

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Joram Kiarie

Ann Muthoni Karanu